Calculations suggest up to 28,000 households -across Britain have had their homes repossessed despite the measures being announced last December.

The Homeowner Mortgage Support Scheme, intended to help home owners by allowing them to delay their mortgage payments, was announced by the labour Prime Minister with great fanfare at the end of last year as a way of helping struggling families across Britain remain in their homes as the recession took hold.

But at the time, the labour Government admitted that it had yet to develop the scheme in detail and said it would not be available until early in the New Year.

However, almost five months has passed, and the delay in launching the scheme has meant it is too late for tens of thousand of borrowers who were unable to keep up with their mortgage repayments.

The figures have prompted mortgage experts and politicians to describe the delay in launching the scheme as “outrageous”.

They accused the labour Government of trying to “spin a headline” rather than provide genuine help amid the housing slump.

Grant Shapps, the shadow housing minister, said: “The Prime Minister just doesn’t seem to appreciate the urgency of the situation in the housing market. People are suffering now, and looking for urgent help.

“The trouble is that home owners believed the hype – and as a constituency MP I’m often approached by people who say they thought there was a scheme out there to help them.

“Once again the Government is trying to spin a headline rather than providing real help during the recession.”

The figures calculated by the Conservatives are based on data from the Council of Mortgage Lenders, which forecasts that 75,000 will be repossessed this year.

Melanie Bien, of mortgage brokers Savills Private Finance, said: “While the scheme has admirable intentions in trying to save home owners from repossession, it is outrageous that it has taken so long for it to be implemented.

“There has been precious little detail on this scheme from the start and desperate homeowners have been waiting for some clarification: this will come too late for many.”

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