Archive for January, 2012

Payday loans lenders face OFT penalties

Action is being taken against payday lenders who flouted rules on online advertising in the run up to Christmas.The Office of Fair Trading (OFT) found some were not checking whether customers could afford to borrow or outlining charges for going into arrears. A number were unclear about the loan terms and failed to explain the [...]

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January 16, 2012  Tags: , , , , , , , ,   Posted in: Borrowing Costs, Credit Crunch, Debt Consolidation, Debt Management, Finance, Interest Rates, Lenders, Online Banking, Payday Loans, Sub Prime Loans, UK Loans Rates, Uncategorized  No Comments

RBS failures caused by poor decisions, says FSA

The Royal Bank of Scotland (RBS) nearly collapsed in 2008 because of poor management decisions, inadequate regulation and a flawed supervisory system, a Financial Services Authority report says.The FSA admits that its own supervision was “flawed” and “provided insufficient challenge” to RBS. And it says RBS had too weak a capital position to proceed with [...]

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January 13, 2012  Tags: , , , , , , , ,   Posted in: Bankers, Bankrupcy, Banks, Finance, Sub Prime Loans, Uncategorized, nationalisation  No Comments

Christmas will push third of UK into debt warns YouGov

Almost one in three people in the UK will go into debt over the Christmas period according to a YouGov survey.The survey of 2,015 adults suggests 11% of Britons will lose track of spending, with 31% going into some form of debt to fund Christmas related costs. Of these, it suggests 58% will rely more [...]

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January 11, 2012  Tags: , , , , , , , ,   Posted in: Bank Lending, Borrowing Costs, Credit Crunch, Debt Management, Lenders, Loans Calculators, Sub Prime Loans, UK Loans Rates, Uncategorized  No Comments

Somerset debt firm goes bust and director arrested

A Somerset based debt management company went bust leaving its clients owed about £600,000 and a 42 year-old man has been arrested.More than 80 people had given the money to DebtDr so it could arrange full and final settlements with their creditors. Avon and Somerset Constabulary said a man was arrested on suspicion of fraud [...]

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January 9, 2012  Tags: , , , ,   Posted in: Debt Consolidation, Debt Management, Finance, Financial Services, Independent Finance, Loans Calculators, Uncategorized  No Comments

Barclays Bank basic current account customers face fee rise

Basic current account holders at Barclays Bank face more frequent charges if they fail to keep sufficient funds in their accounts.Basic accounts, often opened by those with a chequered credit history, do not offer cheque books or overdrafts. At present, there is a maximum charge of £8 a day if direct debit or standing order [...]

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January 5, 2012  Tags: , , , , ,   Posted in: Bankers, Banks, Borrowing Costs, Credit Crunch, Finance, Lenders, Loans Calculators, Uncategorized  No Comments

Loans Calculators wishes you a prosperous New Year 2012

Loans Calculators wishes you a prosperous New Year 2012 Loans Calculators wishes you a prosperous New Year 2012. Share and Enjoy:

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January 3, 2012  Tags:   Posted in: Loans Calculators, Uncategorized  No Comments